:root{
  --primary:#0e4b78;
  --accent:#1d8fd1;
  --dark:#0a2030;
  --muted:#6b7b8c;
  --bg:#f6f9fc;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,Noto Sans,Helvetica,Arial,sans-serif;background:var(--bg);color:#0b1720}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1200px;margin:0 auto;padding:1.25rem}
.header{
  background:#fff;border-bottom:1px solid #e6eef5;position:sticky;top:0;z-index:50
}
.navbar{display:flex;align-items:center;gap:1rem;justify-content:space-between}
.brand{display:flex;align-items:center;gap:.75rem}
.brand img{height:58px;width:auto}
.brand .title{display:flex;flex-direction:column;line-height:1}
.brand .title small{color:var(--muted);letter-spacing:.08em}
.navlinks{display:flex;flex-wrap:wrap;gap:.75rem}
.navlinks a{padding:.55rem .8rem;border-radius:.75rem}
.navlinks a.active, .navlinks a:hover{background:#eef6fc;text-decoration:none}
.mobile-toggle{display:none;border:1px solid #d1e2f0;background:#fff;border-radius:.6rem;padding:.45rem .6rem}
@media (max-width: 920px){
  .navlinks{display:none;flex-direction:column;background:#fff;border:1px solid #dbe8f4;border-radius:1rem;padding:1rem;position:absolute;right:1rem;top:74px;min-width:280px;box-shadow:0 10px 30px rgba(2,20,33,.06)}
  .mobile-toggle{display:block}
  .navlinks.open{display:flex}
}
.hero{
  background:linear-gradient(135deg,#0e4b78 0%,#1d8fd1 100%);
  color:#fff;padding:4rem 0;margin-bottom:1rem
}
.hero h1{margin:0 0 .5rem;font-weight:800;letter-spacing:.3px}
.hero p{max-width:880px;font-size:1.08rem;opacity:.95}
.card{background:#fff;border:1px solid #e6eef5;border-radius:1.1rem;padding:1.25rem}
.grid{display:grid;gap:1rem}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
@media (max-width: 900px){.grid.cols-3{grid-template-columns:1fr}.grid.cols-2{grid-template-columns:1fr}}
.section-title{font-size:1.35rem;margin:0 0 .4rem;font-weight:700}
.footer{margin-top:2rem;background:#06141f;color:#cdd9e5}
.footer a{color:#cdd9e5}
.footer .columns{display:grid;grid-template-columns:2fr 1fr 1fr;gap:1rem}
@media (max-width: 900px){.footer .columns{grid-template-columns:1fr}}
.badge{display:inline-flex;align-items:center;gap:.4rem;background:#eaf4ff;border:1px solid #d3e8ff;color:#0e4871;border-radius:999px;padding:.25rem .6rem;font-size:.76rem}
.btn{display:inline-block;background:var(--primary);color:#fff;padding:.7rem 1rem;border-radius:.8rem;border:1px solid #0a4066;font-weight:600}
.btn:hover{filter:brightness(1.05);text-decoration:none}
.btn-outline{background:#fff;color:var(--primary);border:1px solid #cfe4f7}
blockquote{border-left:4px solid #d9ecff;margin:1rem 0;padding:.5rem 1rem;background:#f7fbff;color:#14364d}
.table{width:100%;border-collapse:separate;border-spacing:0}
.table th,.table td{padding:.6rem .7rem;border-bottom:1px solid #edf2f7;text-align:left;font-size:.95rem}
.kpi{display:flex;gap:1rem;flex-wrap:wrap}
.kpi .item{flex:1 1 240px}
.kpi .item .value{font-size:1.8rem;font-weight:800;color:var(--primary)}
.notice{background:#fff8e6;border:1px solid #ffe2a8;color:#8a5b00;border-radius:.8rem;padding:.8rem 1rem}
.header-cta{display:flex;gap:.6rem;flex-wrap:wrap}